Terms & Conditions

1. Introduction

These Terms & Conditions (“Terms”) govern access to and use of the services provided by Trantor Liquidity and its affiliates (“Trantor Liquidity”, “we”, “us”, or “our”). By accessing or using our website, APIs, products, or related services (collectively, the “Services”), you agree to these Terms, our Privacy Policy, and any applicable AML/KYC or product-specific terms.

If you do not agree to these Terms, you must not use the Services. If you accept on behalf of a company or other legal entity, you represent that you have authority to bind that entity. In that case, “you” refers to the entity.

We may update these Terms from time to time by posting a revised version on this page. Changes take effect when posted. Continued use of the Services after updates constitutes acceptance of the revised Terms.

2. Services

Subject to applicable law and these Terms, the Services may enable you or your authorized users to:

• Initiate or receive collections, payouts, and cross-border settlements through supported payment methods and corridors.
• Access on-demand liquidity, FX conversion, treasury, and related settlement tooling.
• Interact with digital assets / stablecoins for settlement where permitted, and use related features such as virtual account identifiers where offered.
• Integrate via API, dashboard, or partner platforms with third-party operators (banks, processors, liquidity providers, custodians, and similar partners).

3. Eligibility and account creation

To use certain Services you may need to create an account and complete onboarding. You must provide accurate, current, and complete information and keep it updated. We may require identity, business, and compliance documentation as part of KYC/KYB and ongoing monitoring.

By creating an account, you represent that you (a) are at least 18 years of age (or the age of majority in your jurisdiction) and have legal capacity to enter these Terms; (b) are not prohibited from using the Services under applicable law; and (c) have not previously been suspended or removed from the Services for cause.

We may reject applications, suspend accounts, or restrict features for compliance, fraud, security, or risk-management reasons, subject to applicable law. You are responsible for safeguarding credentials and must notify us promptly of unauthorized access.

4. Compliance, AML/KYC, and restricted use

Use of the Services is subject to anti-money laundering, counter-terrorist financing, sanctions, and other regulatory requirements. We and our partners may perform compliance checks, including screening, document verification, and enhanced due diligence for higher-risk activity.

You agree not to use the Services for unlawful, fraudulent, or prohibited purposes, including activity involving sanctioned parties or jurisdictions, or any misuse of payment rails. We may freeze, delay, reverse, or refuse transactions where required by law, network rules, or risk controls.

5. Third-party operators

We may rely on licensed or authorized third-party operators to process, settle, hold, or convert funds and digital assets. Except as required by applicable law, we are not responsible for errors, delays, failures, or losses caused solely by those third parties. Availability of corridors, methods, and features may change based on partners and regulations.

6. Fees, settlement, and charges

Fees, FX spreads, and settlement timelines will be as disclosed in your agreement, dashboard, API responses, or applicable rate schedule. You are responsible for any taxes arising from your use of the Services. Chargebacks, recalls, and similar reversals may result in debits, holds, or recovery actions as permitted by law and network rules.

7. Intellectual property

Trantor Liquidity and its licensors own all rights in the Services, including software, APIs, branding, documentation, and related content. These Terms do not grant you any ownership interest in our intellectual property. You receive only a limited, non-exclusive, non-transferable right to use the Services as expressly permitted.

8. Confidentiality

Each party agrees to protect the other’s non-public information and use it only as needed to perform under these Terms or as required by law. Confidentiality obligations do not apply to information that is public through no fault of the receiving party, independently developed, or rightfully received from a third party without restriction.

9. Risk, liability, and disclaimers

The Services are provided on an “as available” basis. To the maximum extent permitted by law, we disclaim warranties not expressly stated in these Terms, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee uninterrupted or error-free operation. Regulatory actions, network outages, partner failures, or force majeure events may affect access to Services or funds. Except where prohibited by law, our aggregate liability arising out of or relating to the Services is limited to the fees you paid to us for the Services giving rise to the claim during the three months preceding the event.

We are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or business opportunities, even if advised of the possibility of such damages.

10. Indemnity

You agree to indemnify and hold harmless Trantor Liquidity and its affiliates, officers, and employees from claims, losses, and expenses (including reasonable legal fees) arising from your misuse of the Services, violation of these Terms, or infringement of third-party rights, except to the extent caused by our wilful misconduct.

11. Suspension and termination

We may suspend or terminate access to the Services immediately where required for compliance, security, fraud prevention, or material breach of these Terms. You may stop using the Services at any time. Provisions that by nature should survive (including intellectual property, confidentiality, liability limits, and indemnity) will survive termination.

12. Governing law and contact

These Terms are governed by the laws applicable to the Trantor Liquidity entity providing the Services to you, without regard to conflict-of-law principles. Disputes will be resolved in the courts or forums specified in your commercial agreement, or where none exists, in a competent venue reasonably designated by us.

For questions about these Terms, contact compliance@trantorliquidity.com or use our contact form.